Our Approach
Microcredits – donate once, help multiple times!
Microcredits are very small loans (between €35 and €300) given to poor people whose income, if any, is not sufficient to either open their own business or to adequately support their own family with their business. They would never get a loan from banks and local moneylenders often charge up to 100% interest. We grant microloans exclusively for business purposes, so that repayment is also possible and helps people in the long term. Loans are certainly not a panacea for poverty, but they can help entrepreneurially inclined people and thus their families to lead a better life.
The big advantage: a repaid loan can be used for a new project!
You can read how microcredits change the lives of our participants in our impact study.
Our promise: You will find out who you have helped!
Your donation has enabled a better and self-determined life for a person in the form of a loan or training – and we tell you who! 100% of your donation will be transferred to the project country after 3-6 months and used there. As soon as we have all the documents about “your” participants and your contact details, we will let you know what has happened with your donation.
Job Trainings
Not every economically disadvantaged person has the skills or the desire to open their own business. For these people, our partner organization Project Life Subic offers training courses, which we partially finance.
At the end of the courses, participants receive officially recognized certificates that enable them to find permanent employment in nearby companies. For many, this is the first regular income in their lives and allows them and their families to lead healthier and better lives. More information